What Is Emergency Roof Tarping?

Emergency roof tarping is a temporary protective measure used to cover damaged sections of a roof and prevent water intrusion following storms, fallen trees, or other damaging events. Understanding what emergency tarping involves can help homeowners make informed decisions when facing unexpected roof damage.

Definition and Purpose

Emergency roof tarping refers to the installation of heavy-duty waterproof tarps over damaged portions of a roof to create a temporary barrier against rain, wind, and debris. The primary purpose is to prevent secondary damage to the interior of the home, including water damage to ceilings, walls, insulation, electrical systems, and personal belongings.

Unlike permanent roof repairs, emergency tarping is designed as a short-term solution that protects the property until proper repairs can be scheduled and completed. Most emergency tarps remain effective for several weeks to several months depending on installation quality, weather conditions, and tarp materials.

When Is Emergency Tarping Needed?

Emergency roof tarping is typically needed after events that compromise the integrity of your roof. Common situations include hurricane and tropical storm damage where high winds remove shingles or damage roofing materials, tornado damage that tears sections of roofing away, fallen trees or large branches that puncture the roof surface, hail damage that creates holes or cracks in roofing materials, and fire damage that compromises roof sections.

The need for tarping is often urgent because exposed roof areas allow water to enter the home with each subsequent rain event. Even small openings can lead to significant interior water damage, mold growth, and structural problems if left unprotected.

How Emergency Roof Tarping Works

Professional emergency tarping typically follows a systematic process. First, the damage is assessed and documented with photographs for insurance purposes. The crew then selects appropriately sized tarps, usually heavy-duty polyethylene material of 10-mil thickness or greater.

The tarp is positioned starting at the roof ridge and extending past the damaged area to ensure water flows over the tarp rather than under it. Securing methods vary, with traditional approaches using nails or screws, while non-destructive methods utilize furring strips weighted with sandbags or specialized TarpBags to hold the tarp in place without penetrating the roof surface.

Proper installation ensures the tarp is taut to prevent wind uplift and water pooling. Edges are typically wrapped around furring strips to create a rigid barrier that resists flapping and tearing in high winds.

What to Expect from Professional Service

When you hire a professional emergency tarping service, you should expect a prompt response, typically same-day or next-day during normal conditions. The service includes a thorough assessment of the damage, proper tarp sizing and placement, secure installation designed to withstand weather conditions, and comprehensive photo documentation for your insurance claim.

Professional services also coordinate with insurance companies, providing detailed invoices and documentation that align with standard claims processes. Many tarping companies work directly with insurance carriers and are familiar with platforms like Symbility and Xactware.

Insurance Considerations

Most homeowner insurance policies cover emergency tarping as a necessary expense to prevent further damage. Insurance companies recognize that timely tarping can prevent far more expensive secondary damage claims. However, homeowners should understand their policy terms, contact their insurance company promptly after damage occurs, and keep all documentation and receipts related to emergency services.

Do not wait for insurance approval before protecting your property. Most policies expect homeowners to take reasonable steps to prevent additional damage, and delays can complicate your claim.

Key Takeaways